Privacy
Last updated November 9, 2026
budget.chug.it is a small, privately run household budgeting app for people in the United States. This page says what it keeps about you, why, and who else is involved. It has no ads, no analytics and no tracking, and nothing about you is sold or shared for marketing.
What we keep
- Your account: your name and email address, and your password stored only as a one-way hash. If you turn on two-factor, its secret is stored encrypted.
- Google sign-in, if you use it: your Google account’s ID, name, email address and profile picture — nothing else. The picture is shown in your account menu, loaded from Google, and forgotten if you unlink Google. We don’t ask for access to your Gmail, contacts, files or anything beyond who you are.
- Your budget: what you and your household enter — accounts, balances, recurring bills and income, transactions and notes. Everyone in a household can see that household’s budget.
- Security records: sign-in and sign-up attempts with their time and IP address, kept for 90 days to stop password guessing and bulk sign-ups.
Cookies
Only what signing in needs: a session cookie, one remembering which household you last opened, and short-lived ones during a Google sign-in. No advertising or tracking cookies.
Do Not Track
The site doesn’t follow you across other websites, and it carries no ads, analytics or social media buttons that would let another company do so. It works the same whether or not your browser sends a Do Not Track signal.
Who else is involved
- Cloudflare sits in front of the site for security and runs the human check on the sign-up form.
- Vultr hosts the server the app and its database run on.
- Backblaze B2 stores backups of the database.
- Google, only if you choose to sign in with it.
Seeing and correcting your information
Your budget is on screen whenever you sign in, and you or anyone in your household who can edit it can change it. Your password, two-factor and Google sign-in are in Account settings. To correct your name or email address, or for a copy of what we keep about you, email us.
Backups and deletion
Backups are kept for a limited time and replaced on a rolling basis. To have your account and your household’s budget deleted, email us; it is removed from the live site at once and drops out of backups as they roll over.
Children
budget.chug.it is for adults running a household budget and isn’t meant for children under 13. We don’t knowingly keep information about them; if you think a child has an account, email us and we’ll delete it.
Changes to this page
When this page changes, the “Last updated” date at the top changes with it.
Contact
Questions or requests: [email protected].